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Cool 50K Equity In New Home Purchase References. Using our example, if you have $50,000 in equity, a home equity loan. That works out to a possible $25,000 on a $500,000 resale property, or $50,000.
That works out to a possible $25,000 on a $500,000 resale property, or $50,000. If the owners sell a home worth $200,000 for $150,000, then, their gift of equity would be just $50,000 and might not generate a gift tax penalty. Equity is the difference between what you owe on your mortgage and what your home is currently worth.
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